Are you willing to let someone else manage your money and make all of your financial decisions? Most people would respond to this question with a resounding "no." But the thing is, if you want to make smart decisions with your own money, you really do need to be educated on the topic. You don't have to go to college for finance to do a good job with your own personal finances. You should, however, spend some time each week reading about various financial topics and increasing your understanding. Start here on this website, and then branch out after that.